{"id":991,"date":"2023-05-30T13:26:51","date_gmt":"2023-05-30T16:26:51","guid":{"rendered":"https:\/\/focusmarket.com.ar\/blog\/?p=991"},"modified":"2023-05-30T13:32:44","modified_gmt":"2023-05-30T16:32:44","slug":"8-de-cada-10-hogares-tienen-deudas-no-bancarias","status":"publish","type":"post","link":"https:\/\/focusmarket.com.ar\/blog\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\/","title":{"rendered":"8 de cada 10 hogares tienen deudas no bancarias"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Desde <strong>Focus Market<\/strong> realizamos el siguiente informe donde\u00a0relevamos\u00a0<strong>3.550 hogares proyectados<\/strong>\u00a0en el mes de mayo 2023.\u00a0El principal objetivo fue determinar el nivel de endeudamiento de las familias argentinas, discriminando el <strong>stock de deuda en <\/strong><em><strong>bancaria y no bancaria<\/strong><\/em>. Para el caso de las deudas bancarias se utilizaron datos del BCRA.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">4 de cada 10 hogares se encuentran endeudados con una entidad bancaria, mientras que 8 de cada 10 hogares mantienen deudas con prestamistas, comercio, servicios, impuestos, entre otros.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>&#8220;Los hogares Argentinos est\u00e1n teniendo una p\u00e9rdida de poder adquisitivo muy importante de su ingreso. A su vez, en muchos casos han tenido que recurrir a tocar sus ahorros para pagar sus gastos corrientes. Sin embargo, no pueden equilibrar sus cuentas y siguen tomando deuda. El gobierno como no puede estabilizar la inflaci\u00f3n baja las tasas de inter\u00e9s para el cr\u00e9dito al consumo a los efectos que las familias se sigan endeudando. El problema es que el ingreso se ve superado por su gasto corriente y hay riesgo de que no se puedan pagar luego los cr\u00e9ditos tomados&#8221;<\/strong> se\u00f1al\u00f3 Dami\u00e1n Di Pace Director de la Consultora Focus Market\u00a0<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/focusmarket.com.ar\/blog\/wp-content\/uploads\/2023\/05\/deuda-bancaria-hogares.png\" alt=\"Porcentaje de hogares de Argentina con deuda bancaria y no bancaria\" class=\"wp-image-992\" \/><figcaption class=\"wp-element-caption\"><strong>Fuente:<\/strong>\u00a0Focus Market\u00a0<\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">Considerando un an\u00e1lisis para el total de hogares a mayo 2023, la <strong>deuda bancaria<\/strong> representa una suma de <strong>$1.479.726,9 millones<\/strong> , mientras que de <strong>deuda no bancaria<\/strong> se registra una suma por <strong>$1.547.291,0 millones<\/strong>.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/focusmarket.com.ar\/blog\/wp-content\/uploads\/2023\/05\/deuda-bancaria-en-.png\" alt=\"Deuda bancaria y no bancaria en millones de $\" class=\"wp-image-993\" \/><figcaption class=\"wp-element-caption\"><strong>Fuente:<\/strong>\u00a0Focus Market\u00a0<\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><strong>&#8220;En nuestro pa\u00eds 4 de cada 10 hogares son pobres pero incluso otros 2 de cada 10 est\u00e1n ingresando en una nueva pobreza, ya que trabajando sus integrantes no pueden cumplimentar una canasta b\u00e1sica total. A\u00fan tienen cr\u00e9dito bancario que posee tasa subsidiada, pero su nivel de ingreso no superar\u00e1 la variaci\u00f3n de precios que estamos teniendo. Si bien esto es un gran problema para los asalariados registrados, es un inconvenientes mayor para los que tienen ingresos como monotributistas, aut\u00f3nomos o directamente informales, ya que sus ingresos son variables y su costo de vida aumenta cada vez m\u00e1s&#8221;\u00a0<\/strong>indic\u00f3 Dami\u00e1n Di Pace Director de la Consultora Focus Market\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En la siguiente imagen podemos ver que la cantidad promedio de hogares que mantienen deudas con una entidad bancaria es de 4.091.097, representando un 41,3% de hogares endeudados. En promedio un hogar mantiene\u00a0<strong>deudas con una entidad bancaria por $361.686 (total de deuda de todos los hogares de $1.479.726.91.677).\u00a0<\/strong>Las deudas bancarias incluyen:\u00a0pr\u00e9stamos\u00a0a sola firma,\u00a0pr\u00e9stamos\u00a0hipotecarios, pr\u00e9stamos prendarios, pr\u00e9stamos personales, pr\u00e9stamos en tarjeta de cr\u00e9dito y adelantos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/focusmarket.com.ar\/blog\/wp-content\/uploads\/2023\/05\/deuda-bancaria-en-2.png\" alt=\"Deuda bancaria en $ para el total de hogares endeudados\" class=\"wp-image-994\" \/><figcaption class=\"wp-element-caption\"><strong>Fuente:<\/strong>\u00a0Focus Market\u00a0<\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">Por otro lado las familias argentinas no s\u00f3lo se financian con los bancos, sino tambi\u00e9n empezaron a hacerlo no abonando ciertos gastos corrientes, como impuestos, servicios, cuotas, recurriendo a prestamistas, o al m\u00e9todo de compra al fiado. Siendo en promedio,\u00a0las deudas no bancarias de una familia, de\u00a0$189.000.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La mayor participaci\u00f3n de las deudas no bancarias son:\u00a0\u00a0<strong>26,3% los pr\u00e9stamos personales<\/strong>, seguido por el\u00a0<strong>26,1% de utilizar la metodolog\u00eda de compra al fiado o pr\u00e9stamo por parte del comercio<\/strong>, con un promedio de\u00a0<strong>deuda de hogar por $320.619 y $274.194<\/strong>\u00a0respectivamente. Estos 2 tipos de endeudamiento\u00a0representan a m\u00e1s de 1,2 millones de hogares, con un nivel de deuda mayor al promedio general de las deudas no bancarias por familia en ambos casos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Otros m\u00e9todos que las familias eligieron para financiarse son:\u00a0<strong>no pagando servicios como luz, agua, internet, etc. (3,2%), no pagando impuestos (11,9%), con pr\u00e9stamos de familiares y amigos (9,3%), no abonando\u00a0 expensas (6,9%), no abonando cuotas de educaci\u00f3n (5,7%) o bien vendieron seguros que ten\u00edan o planes de auto (10,6%). En todos los casos los montos de deuda oscilan entre $81.000 y $195.000.<\/strong><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/focusmarket.com.ar\/blog\/wp-content\/uploads\/2023\/05\/deuda-bancaria-no-excel.png\" alt=\"Deuda no bancaria en millones de $\" class=\"wp-image-995\" \/><figcaption class=\"wp-element-caption\"><strong>Fuente:<\/strong>\u00a0Focus Market\u00a0<\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><strong>&#8220;La informalidad en nuestro pa\u00eds, la cantidad de hogares en niveles pobreza o en el umbral de ingreso para ser pobre hace que la mayor\u00eda de los hogares recurra a las deudas no bancarias para financiar su costo de vida. Sin embargo, son los m\u00e1s perjudicados por que cuando una familia se endeuda con un comercio con una deuda no bancaria o un cr\u00e9dito personal los costos financieros totales van del 260 % al 380 % anual, haciendo insostenible su repago con un\u00a0alto nivel de mora, debido a que su ingreso se ve deteriorado por el alto nivel inflacionario que estamos padeciendo. A su vez, el impago de impuesto es otro de los recursos para financiarse. La venta de auto es otra alternativa por la cual se opta para implementar un auto ajuste respecto de la calidad de vida&#8221;\u00a0<\/strong>indic\u00f3 Dami\u00e1n Di Pace Director de la Consultora Focus Market\u00a0<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/focusmarket.com.ar\/blog\/wp-content\/uploads\/2023\/05\/conferencias-2.png\" alt=\"\" class=\"wp-image-996\" \/><\/figure>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Desde Focus Market realizamos el siguiente informe donde\u00a0relevamos\u00a03.550 hogares proyectados\u00a0en el mes de mayo 2023.\u00a0El principal objetivo fue determinar el nivel de endeudamiento de las familias argentinas, discriminando el stock de deuda en bancaria y no bancaria. Para el caso de las deudas bancarias se utilizaron datos del BCRA.\u00a0 4 de cada 10 hogares se &#8230; <a title=\"8 de cada 10 hogares tienen deudas no bancarias\" class=\"read-more\" href=\"https:\/\/focusmarket.com.ar\/blog\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\/\" aria-label=\"Leer m\u00e1s sobre 8 de cada 10 hogares tienen deudas no bancarias\">Leer m\u00e1s<\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_members_access_role":[],"_members_access_error":""},"categories":[18],"tags":[49,119,120,66,7,9,29,26,27],"class_list":["post-991","post","type-post","status-publish","format-standard","hentry","category-informes","tag-aumentos","tag-deudas","tag-deudas-bancarias-y-no-bancarias","tag-dolar","tag-economia","tag-inflacion","tag-mercado","tag-precios","tag-salario"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>8 de cada 10 hogares tienen deudas no bancarias - Focus Market<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/focusmarket.com.ar\/blog\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"8 de cada 10 hogares tienen deudas no bancarias - Focus Market\" \/>\n<meta property=\"og:description\" content=\"Desde Focus Market realizamos el siguiente informe donde\u00a0relevamos\u00a03.550 hogares proyectados\u00a0en el mes de mayo 2023.\u00a0El principal objetivo fue determinar el nivel de endeudamiento de las familias argentinas, discriminando el stock de deuda en bancaria y no bancaria. Para el caso de las deudas bancarias se utilizaron datos del BCRA.\u00a0 4 de cada 10 hogares se ... Leer m\u00e1s\" \/>\n<meta property=\"og:url\" content=\"https:\/\/focusmarket.com.ar\/blog\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\/\" \/>\n<meta property=\"og:site_name\" content=\"Focus Market\" \/>\n<meta property=\"article:published_time\" content=\"2023-05-30T16:26:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-05-30T16:32:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/focusmarket.com.ar\/blog\/wp-content\/uploads\/2023\/05\/deuda-bancaria-hogares.png\" \/>\n<meta name=\"author\" content=\"Dami\u00e1n Di Pace\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Dami\u00e1n Di Pace\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\\\/\"},\"author\":{\"name\":\"Dami\u00e1n Di Pace\",\"@id\":\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/#\\\/schema\\\/person\\\/9fe2aa6f3a5b0e6d67b0aeee3c7894ce\"},\"headline\":\"8 de cada 10 hogares tienen deudas no bancarias\",\"datePublished\":\"2023-05-30T16:26:51+00:00\",\"dateModified\":\"2023-05-30T16:32:44+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\\\/\"},\"wordCount\":762,\"publisher\":{\"@id\":\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/#\\\/schema\\\/person\\\/9fe2aa6f3a5b0e6d67b0aeee3c7894ce\"},\"image\":{\"@id\":\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/deuda-bancaria-hogares.png\",\"keywords\":[\"aumentos\",\"deudas\",\"deudas bancarias y no bancarias\",\"d\u00f3lar\",\"econom\u00eda\",\"inflaci\u00f3n\",\"mercado\",\"Precios\",\"Salario\"],\"articleSection\":[\"Informes\"],\"inLanguage\":\"es-AR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\\\/\",\"url\":\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\\\/\",\"name\":\"8 de cada 10 hogares tienen deudas no bancarias - Focus Market\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/deuda-bancaria-hogares.png\",\"datePublished\":\"2023-05-30T16:26:51+00:00\",\"dateModified\":\"2023-05-30T16:32:44+00:00\",\"inLanguage\":\"es-AR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es-AR\",\"@id\":\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\\\/#primaryimage\",\"url\":\"\",\"contentUrl\":\"\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/\",\"name\":\"Focus Market\",\"description\":\"Empresa de marketing, econom\u00eda y comunicaci\u00f3n cuyo objetivo es agregarle valor a las marcas de sus clientes\",\"publisher\":{\"@id\":\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/#\\\/schema\\\/person\\\/9fe2aa6f3a5b0e6d67b0aeee3c7894ce\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es-AR\"},{\"@type\":[\"Person\",\"Organization\"],\"@id\":\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/#\\\/schema\\\/person\\\/9fe2aa6f3a5b0e6d67b0aeee3c7894ce\",\"name\":\"Dami\u00e1n Di Pace\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-AR\",\"@id\":\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/05\\\/logo-focus-market-1.jpg\",\"url\":\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/05\\\/logo-focus-market-1.jpg\",\"contentUrl\":\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/05\\\/logo-focus-market-1.jpg\",\"width\":167,\"height\":77,\"caption\":\"Dami\u00e1n Di Pace\"},\"logo\":{\"@id\":\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/05\\\/logo-focus-market-1.jpg\"},\"sameAs\":[\"https:\\\/\\\/focusmarket.com.ar\\\/\"],\"url\":\"https:\\\/\\\/focusmarket.com.ar\\\/blog\\\/author\\\/damiandipace\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"8 de cada 10 hogares tienen deudas no bancarias - Focus Market","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/focusmarket.com.ar\/blog\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\/","og_locale":"es_ES","og_type":"article","og_title":"8 de cada 10 hogares tienen deudas no bancarias - Focus Market","og_description":"Desde Focus Market realizamos el siguiente informe donde\u00a0relevamos\u00a03.550 hogares proyectados\u00a0en el mes de mayo 2023.\u00a0El principal objetivo fue determinar el nivel de endeudamiento de las familias argentinas, discriminando el stock de deuda en bancaria y no bancaria. Para el caso de las deudas bancarias se utilizaron datos del BCRA.\u00a0 4 de cada 10 hogares se ... Leer m\u00e1s","og_url":"https:\/\/focusmarket.com.ar\/blog\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\/","og_site_name":"Focus Market","article_published_time":"2023-05-30T16:26:51+00:00","article_modified_time":"2023-05-30T16:32:44+00:00","og_image":[{"url":"https:\/\/focusmarket.com.ar\/blog\/wp-content\/uploads\/2023\/05\/deuda-bancaria-hogares.png","type":"","width":"","height":""}],"author":"Dami\u00e1n Di Pace","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Dami\u00e1n Di Pace","Tiempo de lectura":"5 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/focusmarket.com.ar\/blog\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\/#article","isPartOf":{"@id":"https:\/\/focusmarket.com.ar\/blog\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\/"},"author":{"name":"Dami\u00e1n Di Pace","@id":"https:\/\/focusmarket.com.ar\/blog\/#\/schema\/person\/9fe2aa6f3a5b0e6d67b0aeee3c7894ce"},"headline":"8 de cada 10 hogares tienen deudas no bancarias","datePublished":"2023-05-30T16:26:51+00:00","dateModified":"2023-05-30T16:32:44+00:00","mainEntityOfPage":{"@id":"https:\/\/focusmarket.com.ar\/blog\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\/"},"wordCount":762,"publisher":{"@id":"https:\/\/focusmarket.com.ar\/blog\/#\/schema\/person\/9fe2aa6f3a5b0e6d67b0aeee3c7894ce"},"image":{"@id":"https:\/\/focusmarket.com.ar\/blog\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\/#primaryimage"},"thumbnailUrl":"https:\/\/focusmarket.com.ar\/blog\/wp-content\/uploads\/2023\/05\/deuda-bancaria-hogares.png","keywords":["aumentos","deudas","deudas bancarias y no bancarias","d\u00f3lar","econom\u00eda","inflaci\u00f3n","mercado","Precios","Salario"],"articleSection":["Informes"],"inLanguage":"es-AR"},{"@type":"WebPage","@id":"https:\/\/focusmarket.com.ar\/blog\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\/","url":"https:\/\/focusmarket.com.ar\/blog\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\/","name":"8 de cada 10 hogares tienen deudas no bancarias - Focus Market","isPartOf":{"@id":"https:\/\/focusmarket.com.ar\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/focusmarket.com.ar\/blog\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\/#primaryimage"},"image":{"@id":"https:\/\/focusmarket.com.ar\/blog\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\/#primaryimage"},"thumbnailUrl":"https:\/\/focusmarket.com.ar\/blog\/wp-content\/uploads\/2023\/05\/deuda-bancaria-hogares.png","datePublished":"2023-05-30T16:26:51+00:00","dateModified":"2023-05-30T16:32:44+00:00","inLanguage":"es-AR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/focusmarket.com.ar\/blog\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\/"]}]},{"@type":"ImageObject","inLanguage":"es-AR","@id":"https:\/\/focusmarket.com.ar\/blog\/8-de-cada-10-hogares-tienen-deudas-no-bancarias\/#primaryimage","url":"","contentUrl":""},{"@type":"WebSite","@id":"https:\/\/focusmarket.com.ar\/blog\/#website","url":"https:\/\/focusmarket.com.ar\/blog\/","name":"Focus Market","description":"Empresa de marketing, econom\u00eda y comunicaci\u00f3n cuyo objetivo es agregarle valor a las marcas de sus clientes","publisher":{"@id":"https:\/\/focusmarket.com.ar\/blog\/#\/schema\/person\/9fe2aa6f3a5b0e6d67b0aeee3c7894ce"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/focusmarket.com.ar\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es-AR"},{"@type":["Person","Organization"],"@id":"https:\/\/focusmarket.com.ar\/blog\/#\/schema\/person\/9fe2aa6f3a5b0e6d67b0aeee3c7894ce","name":"Dami\u00e1n Di Pace","image":{"@type":"ImageObject","inLanguage":"es-AR","@id":"https:\/\/focusmarket.com.ar\/blog\/wp-content\/uploads\/2021\/05\/logo-focus-market-1.jpg","url":"https:\/\/focusmarket.com.ar\/blog\/wp-content\/uploads\/2021\/05\/logo-focus-market-1.jpg","contentUrl":"https:\/\/focusmarket.com.ar\/blog\/wp-content\/uploads\/2021\/05\/logo-focus-market-1.jpg","width":167,"height":77,"caption":"Dami\u00e1n Di Pace"},"logo":{"@id":"https:\/\/focusmarket.com.ar\/blog\/wp-content\/uploads\/2021\/05\/logo-focus-market-1.jpg"},"sameAs":["https:\/\/focusmarket.com.ar\/"],"url":"https:\/\/focusmarket.com.ar\/blog\/author\/damiandipace\/"}]}},"_links":{"self":[{"href":"https:\/\/focusmarket.com.ar\/blog\/wp-json\/wp\/v2\/posts\/991","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/focusmarket.com.ar\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/focusmarket.com.ar\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/focusmarket.com.ar\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/focusmarket.com.ar\/blog\/wp-json\/wp\/v2\/comments?post=991"}],"version-history":[{"count":0,"href":"https:\/\/focusmarket.com.ar\/blog\/wp-json\/wp\/v2\/posts\/991\/revisions"}],"wp:attachment":[{"href":"https:\/\/focusmarket.com.ar\/blog\/wp-json\/wp\/v2\/media?parent=991"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/focusmarket.com.ar\/blog\/wp-json\/wp\/v2\/categories?post=991"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/focusmarket.com.ar\/blog\/wp-json\/wp\/v2\/tags?post=991"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}